We are looking for a skilled and detail-oriented Commercial Real Estate Underwriter to join our team. The ideal candidate will possess strong financial analysis, risk management, and loan underwriting expertise to evaluate and manage high-risk, distressed, or non-performing assets. As a CRE Underwriter, you will be crucial in assessing complex credit situations, mitigating risks, and safeguarding the company’s portfolio stability.

Key Responsibilities:

Loan Assessment & Analysis: Review, analyze, and underwrite high-risk or distressed loans, including commercial real estate, corporate loans, and other non-performing assets.

Risk Management: Identify and assess potential risks in special asset portfolios, and recommend strategies to reduce exposure. Develop action plans to resolve problem loans.

Credit Evaluation: Conduct thorough credit analysis, including financial statement reviews, cash flow assessments, and creditworthiness evaluations to determine loan viability and potential restructuring needs.

Portfolio Monitoring: Continuously monitor the performance of special asset loans, ensuring compliance with established terms, and create action plans as needed.

Collaboration with Stakeholders: Work closely with loan servicing, legal, and collections teams to address distressed assets and negotiate possible resolutions such as loan modifications, forbearance, or restructuring.

Reporting: Prepare and present detailed reports on special assets' performance, emerging trends, and key risk factors to internal stakeholders, management, and regulatory bodies.

Restructuring & Negotiation: Lead the negotiation process for troubled loans, including loan modifications, workout agreements, or liquidation strategies.

Compliance & Documentation: Ensure that all underwriting activities adhere to regulatory requirements, industry standards, and internal policies. Maintain accurate and up-to-date documentation.

Qualifications:

Education: Bachelor’s degree in Finance, Accounting, Economics, or a related field. An MBA or professional certifications (such as CFA, CCRA) is preferred.

Experience: At least 5 years of experience in commercial lending, underwriting, credit analysis, or risk management, with a focus on special assets, distressed loans, or workouts.

Technical Skills: Strong expertise in financial analysis, credit risk modeling, and loan underwriting. Proficiency in Microsoft Office Suite (Excel, PowerPoint, Word) and experience with underwriting or loan management software.

Knowledge: In-depth understanding of commercial lending, credit policies, financial statement analysis, and bankruptcy processes.

Skills: Excellent negotiation, communication, and problem-solving skills. Ability to work independently and collaborate effectively in a fast-paced, high-pressure environment.

Attention to Detail: Exceptional attention to detail in managing complex financial data and identifying key risk factors.

Preferred Qualifications:

Experience in distressed asset management and workouts.

Knowledge of commercial real estate lending.

Familiarity with loan restructuring processes and the legal frameworks surrounding distressed assets.





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For temporary assignments lasting 13 weeks or longer, the Company is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.

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