We are seeking a skilled and detail-oriented Commercial Real Estate Underwriter to join our dynamic team. The ideal candidate will have strong financial analysis, risk management, and loan underwriting skills to assess and manage high-risk, distressed, or non-performing assets. As a CRE Underwriter, you will play a critical role in evaluating complex credit situations, mitigating risk, and ensuring the stability of the company’s portfolio.

Key Responsibilities:
Loan Assessment & Analysis: Review, assess, and underwrite high-risk or distressed loans, including commercial real estate, corporate loans, and other non-performing assets.

Risk Management: Identify potential risks in special asset portfolios and provide recommendations to minimize exposure. Develop strategies for workout and resolution of problem loans.

Credit Evaluation: Perform detailed credit analysis, including financial statement reviews, cash flow analysis, and creditworthiness assessments, to determine loan viability and potential restructuring.

Portfolio Monitoring: Regularly monitor and track the performance of special asset loans to ensure compliance with established loan terms, and develop action plans when necessary.

Collaboration with Stakeholders: Work closely with the loan servicing, legal, and collections teams to address distressed assets and negotiate possible resolutions (loan modifications, forbearance, restructuring, etc.).

Reporting: Prepare detailed reports on special assets performance, trends, and key risk factors for internal stakeholders, management, and regulatory bodies.

Restructuring & Negotiation: Lead negotiations for troubled loans, including loan modifications, workout agreements, or potential liquidation strategies.

Compliance & Documentation: Ensure all underwriting activities comply with regulatory requirements, industry standards, and internal company policies. Maintain accurate and up-to-date documentation.

Qualifications:
Education: Bachelor's degree in Finance, Accounting, Economics, or a related field. MBA or professional certifications (CFA, CCRA, etc.) preferred.

Experience: Minimum of 5 years of experience in commercial lending, underwriting, credit analysis, or risk management, with a focus on special assets, distressed loans, or workouts.

Technical Skills: Strong understanding of financial analysis, credit risk modeling, and loan underwriting processes. Proficiency in Microsoft Office Suite (Excel, PowerPoint, Word) and experience with underwriting or loan management software.

Knowledge: In-depth knowledge of commercial lending, credit policies, financial statement analysis, and bankruptcy processes.

Skills: Strong negotiation, communication, and problem-solving skills. Ability to work independently and as part of a team in a fast-paced, high-pressure environment.

Attention to Detail: Exceptional ability to manage complex financial data and identify key risk factors.

Preferred Qualifications:
Experience in workout and distressed asset management.

Knowledge of commercial real estate lending.

Understanding of loan restructuring processes and legal frameworks around distressed assets.

EEO/AA Employer/Vet/Disabled.

The Know Your Rights poster is available here:
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The pay transparency policy is available here:
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For temporary assignments lasting 13 weeks or longer, the Company is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required.

We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team.

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https://e-verify.uscis.gov/web/media/resourcesContents/E-Verify_Participation_Poster_ES.pdf

We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.